Question: I was trying to find automobile insurance ratings online, but I only seem to be finding insurance sales sites. Are these ratings available online? Thank you for your assistance.

Answer: If you mean automobile insurance ratings for the companies themselves it can be tricky to find unbiased reviews. We would recommend Consumer Reports or another independent evaluator. If you mean the ratings that insurance companies use to determine what they will charge they will not usually, if ever, be found online.

The reason these ratings are not available online is that they are proprietary information of the companies. Each company uses a variation of statistical data to determine how much they will charge a customer for a rate. This is why you will receive different rate quotes as you shop for auto insurance.

Since insurance is such a competitive business the companies guard their ratings systems very closely. The actual way they figure a policy isn’t as important as the price however; and they will give you the price they will charge you for free as a quote.

We hope this answered your question about auto insurance ratings, but if not please feel free to check back in and we will be happy to answer any further questions you may have.