Question: What is non owner car insurance? How does it differ from my regular car insurance? Thanks a lot.

Answer: Non owner car insurance is a policy that is designed to cover you when driving a car you do not own. this can be a useful car insurance policy to have if you typically drive another vehicle frequently, but do not own the car.

The non owner insurance policy will take effect after the owner of the cars liability insurance has reached its limits. This will differ from state to state and even company to company so be sure to read the policy very carefully before deciding to purchase non owner insurance.

This type of insurance is not available from every company so you may have to call around a bit before finding a policy that suits your needs. Make sure the coverage limits are high enough to protect your financial needs.

Before buying non owner car insurance have the agent explain the benefit to having it. In some cases non owner insurance is not a sensible financial option, but this will vary from situation to situation so be sure you understand the ins and outs of the policy before purchasing it.