Question: I was convicted of DUI and then had an accident the next year. My insurance company won’t cover me any longer. Can you recommend a high risk auto insurance company?

Answer: There are many options when seeking a high risk auto insurance company. The first thing we would recommend is to inquire at your current insurance company as to whether they are refusing to insure you or if they plan on changing your policy.

If the accident caused your insurance company to cancel you outright that would be unusual. In most cases the insurance company would notify you they were planning on cancelling your current policy, but will offer you a new policy with higher premiums.

You can dispute an insurance companies wish to cancel your policy in most states. The regulations for doing so vary from state to state, but you can find out how to do this by calling your states division of insurance.

If you simply want to find a new company then we would recommend typing, high risk auto insurance plus your states initials into any search engine. You will get hundreds of results. Simply call around for the best quote and you’ll be ready to drive again.