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Will Auto Insurance Brokers Really Save Me Money?

Question: Can auto insurance brokers really save me any money, or are they just another scam in the auto insurance industry?

What Are Car Insurance Brokers?

Question: What are car insurance brokers? I mean I know they sell insurance, but what is their actual role?

Is There A Difference Between Auto Insurance Agencies?

Question: Is there a big difference amongst most auto insurance agencies? I am talking about the larger ones as I wouldn’t do business with small insurance company. Thank you for your advice.

Question: Are automobile insurance agents typically employed by the insurance company or are they a separate entity? If they aren’t employed by them can I contact the insurance underwriter directly to negotiate my premiums?