Question: Hello I am looking for car insurance and my boyfriend wants me to buy comprehensive auto insurance while I just want to get tht minimum coverage. Is the comprehensive policy worth the extra money?

Answer: We think you should compromise between the budget auto insurance you want and the comprehensive auto insurance your boyfriend suggests. Unless you are paying for it, in which case tell him to mind his own business.

If you decide to go with the comprehensive policy make sure that it is truly comprehensive. Have the agent put in wriitng what exactly is covered.

Since comprehensive means all people often assume that they will have zero out of pocket expenses in the event of an accident, but this is rarely the case so don’t be caught off guard.

If you decide to buy the least expensive car insurance be sure the company is reliable, the coverage is enough, and the customer service is what you expect. This is especially when shopping for budget insurance. Many companies cut costs by having less people available to assist you.

Thank you for your question and we hope we’ve been able to answer your question about comprehensive auto insurance.