Question: My insurance went way up after I had an accident two years ago. A friend recently told me the same thing happened to her and she took a drivers safety program to fix it. Is there a similar program in Maine for driver safety?

Answer: As is almost always the case when dealing with insurance regulations the answer is maybe. Taking a course in Maine for driver safety is a good idea whether it will lower your current policy or not; just for safety sake.

On the other hand we know how difficult it is to pay for expensive insurance. So here are a few tips to figure try to lower your insurance rate by taking a drivers safety course:

  • Call your insurance company and ask. If they say they say no call other insurance companies and ask them.
  • Find out when the accident will stop counting against you. If it is going to be soon maybe you can wait it out.
  • See if there is another program you can qualify for to lower your rate
Unfortunately if you have an at fault accident on your record there may not be a lot you can do to get a lower rate except wait. On the other hand if your friend went to a program in Maine for driver safety and got her insurance lowered then maybe you can as well. If all else fails ask her what insurance company she uses. Good luck.