Question: I have gotten three speeding tickets in the last year and my rates went way up. If I attend a couple of driver safety workshops will my insurance premiums go down?

Answer: The amount you can decrease your auto insurance by attending driver safety workshops will vary from company to company. In general speeding tickets are almost as bad as at fault accidents in regards to how much your auto insurance will cost. There are no free rides when it comes to speeding. The actuarial tables insurance companies use to determine your rate are very clear that speeding puts you in the highest risk category to be involved in an accident.

Driver safety workshops can reduce your rate in some cases, but it isn’t as simple as taking a driver safety workshop and having the impact of the ticket negated. Even if you’re insurance will reduce your premium for attending one workshop they almost certainly will not reduce it further for attending more than one.

Sorry to be the bearer of bad news — the best thing you can do to avoid these surcharges is to drive the speed limit. The next best thing is to fight any moving violation in court. Good luck and I hoe this helped.