Question: Can auto insurance brokers really save me any money, or are they just another scam in the auto insurance industry?

Answer: Auto insurance brokers can save people money when shopping for auto insurance. There are many hard working and reliable auto insurance brokers out there. The trick is in finding one.

The problem is that, like in any industry, there are some unscrupulous brokers that do not have your best interest at heart.

Brokers will typically collect your information and go about finding you the least expensive insurance they can. Many have negotiated special rates with some companies.

The problem lies when a broker gets paid per referral by certain companies. When this occurs the brokers best interests and your own will not coincide.

Also please remember that getting an insurance quote is free. It may be time consuming, but you can call any insurance company directly to request a quote.

It may be wise to take the lowest quoted price a broker gives you and calling another company for a quote. If the brokers quote is not lower this may be a clue that something less than kosher is going on.

We advise to check out auto insurance brokers carefully before choosing one to do business with.